![]() ![]() ![]() This option allows you to send money from your cellphone (via the Capitech Banking App or by SMS) to be collected using a unique reference number and four-digit PIN (which you set yourself). The easiest way to withdraw money from a Capitec ATM without a card is to use the Send Cash feature. At least one debit or credit card to add to the app.Capitec Masterpass app (available on Apple and Android).This is the most savvy way to pay with Capitec without a card, although it won't suit you if you're actually in need of physical cash banknotes. ![]() When you want to pay (online and in-person), you'll just need to aim your camera at the QR code generated by the cashier and then enter your PIN on your cellphone. Paying via QR code is completely free and only requires you to add your card or cards in advance onto the Masterpass app. You'll be able to scan QR codes with any merchant who allows payments SnapScan, Zapper, or Masterpass QR - which constitutes an increasingly large number of merchants nationwide (mostly among small stores, but also among major brands such as DStv, SABC, Takealot, Quicket, Mango Airlines, and Pathcare). This can be done using the Capitec Masterpass app, which you can download on your cellphone and used to scan QR codes to automatically pay using your Capitec bank account balance. Instead of withdrawing physical cash from an ATM, Capitec allows you to make payments without using neither cash nor your card at all. ![]()
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